Best Credit Card in Pakistan: In Pakistan, credit cards are now a necessary financial tool. They provide an easy way to get credit when needed, pay bills, and make purchases. It can be challenging to decide which credit card best suits your needs when there are so many to choose from.
Pakistani credit cards come with a number of advantages, including insurance coverage, cashback rewards, savings on dining, shopping, and travel, access to special events and promotions, and loyalty programs. Here is a List of Best Credit Cards in Pakistan:
- Allied Visa Gold Credit Card
- HBL Platinum Credit Card
- MCB Lite Visa Debit Card
- Standard Chartered Platinum Credit Ca
- Faysal Bank Titanium Credit Card
Best Credit Cards in Pakistan:
The following are details of the best credit cards in Pakistan with with Annual Fee, Interest Rate and Minimum Monthly Income:
| Credit Card | Bank | Annual Fee | Interest Rate | Minimum Monthly Income |
| ABL Platinum Credit Card | Allied Bank | PKR 7,500 | 3.5% per month | PKR 100,000 |
| HBL Platinum Credit Card | HBL | PKR 5,000 | 3.25% per month | PKR 100,000 |
| MCB Titanium Credit Card | MCB Bank | PKR 5,000 | 3.5% per month | PKR 50,000 |
| SCB Platinum Credit Card | Standard Chartered Bank | PKR 15,000 | 3.5% per month | PKR 200,000 |
| UBL Gold Credit Card | United Bank Limited | PKR 3,000 | 3.5% per month | PKR 50,000 |
Types of Credit Cards:
The following are the different types of credit cards in Pakistan.
- Balance Transfer Credit Cards
- Cashback Credit Cards
- Rewards Credit Cards
- Discount Credit Cards
- Travel Credit Cards
In Pakistan, how can I apply for a credit card?
You can apply for a credit card in Pakistan by going to the bank’s branch or online, completing the application, and sending in the necessary paperwork. These usually consist of your national identity card, evidence of income, and any additional supporting documents the bank may require.
What is the minimum income requirement for credit card?
A credit card in Pakistan requires a minimum income that varies depending on the bank and type of card. To qualify for a credit card, banks typically demand a minimum monthly income of between PKR 30,000 and PKR 50,000.
